Return of Premium Life Insurance: Protection and Cash Back You have decided you need life insurance coverage and are considering buying a term policy. But you ask your financial professional, “Do I get any of my money back at the end of the term?” It’s possible, if you consider buying a special kind of term insurance called return of premium (ROP) life insurance. A return-of-premium feature may be appealing if you want to have a return of some or all of your premium if you outlive the policy term. Yet the cost of ROP insurance can be significantly higher than straight term insurance, depending on the issuer, age of the 

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return-of-premium-life-insurance-protection-and-cash-backpdf

Return of Premium Life Insurance_ Protection and Cash Back.pdf

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