BANK OF AMERICA Solutions to Help Build Financial Wellness Bank of America clients can increase their financial fitness by establishing a savings discipline, working to build their credit, and improving their budgeting skills in part through this selection of helpful solutions. Delivered through the company’s award-winning digital channels and knowledgeable financial specialists, these safe banking solutions help meet clients’ everyday banking, savings and lending needs, and include: • Balance Assist ™ – With this new short-term, low-cost loan, you can apply to borrow up to $500 for a $5 flat fee, regardless of the amount borrowed. Repayments will be made in three equal installments over a 90-day period. 1 • SafeBalance ™ – Today, over 2 million clients use this account, which is designed to help them spend only the money they have available, with no paper checks or overdraft fees. 2 • Affordable Lending – As part of the $5B Community Homeownership Commitment, low-to-moderate -income homebuyers can achieve homeownership through low down payment loans, down payment and closing cost grants. • Secured Card – This simple and convenient credit card can help clients establish, strengthen or rebuild their credit. Clients can apply for an account with a refundable security deposit of $300. • Keep the Change ® – Introduced in 2005, Keep the Change is the first program of its kind to help clients build savings by automatically depositing spare change from rounded up debit card transactions into a savings account. Today, more than 6 million clients use this program. 4 Balance Assist is scheduled to launch in select states by January and in remaining states early next year. APRIL SCHNEIDER HEAD OF CONSUMER AND SMALL BUSINESS PRODUCTS AT BANK OF AMERICA We continue to develop a variety of innovative solutions to help our clients achieve solid financial footing. Solutions like Balance Assist, SafeBalance and Secured Card help provide clients with financial stability and can put them on a path to longer-term financial wellness. Advantages of Balance Assist Upon approval, money is available within minutes . Repayments will be made in three equal installments over a 90-day period. 1 $5 flat fee regardless of amount borrowed . 1 Clients can apply via Mobile B anking or Online Bankin g. 3 For more information, visit www.bankofamerica.com . This material is provided for your convenience and information only. Bank of America assumes no liability for loss or damage as a result of your reliance on information in this publication. Our goal is for the content of this publication to be accurate as of the date this issue was printed. However, due to rapid changes occurring in the programs, products, and services offered within the home financing industry, we do not guarantee the accuracy or completeness of the information presented. Bank of America, N.A. Member FDIC. Equal Housing Lender © 2020 Bank of America Corporation. All rights reserved. bankofamerica.com 

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Bank of America - Financial Wellness.pdf

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